Paradigm are always looking for new ways to develop the support that we offer to our member firms. As we continue to evolve the proposition, we have taken on board feedback from members and are delighted to now offer new opportunities for firms in the Later Life Lending (including Equity Release) and Large Loan space.

We have worked to establish new referral options for you here, where you will be able to access other trusted Paradigm member firms to access specialist advice in these areas. Following consultations with many advisers and business owners, it became clear that such a service may be of interest, for example, if your firm does not have the permissions, proposition or service charter in these two more specialist areas. You may wish to refer your client to an existing Paradigm firm, with a no cross sale guarantee, where your client can continue to get the support of an intermediary firm such as your own.

As you will know, offering a service that captures all areas of mortgage finance is imperative under the Consumer Duty rules. This might be where you don’t have the relevant permissions and qualifications, or the desire to increase the cost of your PI cover, as well as putting the work in to develop connections required to offer Equity Release or a large loans service.

We have therefore created a panel of intermediary partners who have gone through a rigorous due diligence process so that you can have confidence when referring cases to them, knowing your clients will be in good hands. This can also act as an excellent signposting service under Consumer Duty.

The firms listed below can help with your clients who require Equity Release (or later life lending) advice or a Large Loan. They will always work with you and your clients both confidentially and ethically.