Perenna

Perenna believe it’s time for a change in the mortgage market. For too long, the market has focussed on short-term lending. As a result, you constantly need to chase new business, and your customers are exposed to interest rate risk.

Perenna focus on long-term value for our customers and our broker partners. They’ve made it their mission to create a nation of happy homeowners, where everyone who can afford a home can own one. Where homeowners don’t have to worry about rates changing or being denied access to mortgage products in the future. No teaser rates, no rising payments, no shocks.  Perenna’s ambition is to provide fair and flexible mortgages that meet the needs of borrowers across the UK.
 

Proc Fees

Product Gross Net
Products 0.40% 0.38%
Followed by 0.2% gross, 0.19% net, every two years from year four onwards when you complete an online customer review
Renewel Fee 0.20% 0.19%
Porting 0.40% 0.38%
Perenna

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How to Register

Registering for the first time:

Firms will need to contact us to complete onboarding and due diligence. More details can be found on our intermediary website.  

Add Paradigm as payment route:

We will issue firms an Intermediary Agreement linked to Paradigm as the payment route.