Paragon Bank

Turning property ambitions into reality. 
At Paragon Bank, we’ve been guiding landlords through the buy-to-let landscape for over 25 years.

We understand that property investment can be complex, which is why we offer more than just mortgages – we provide the knowledge and expertise to help you and your landlord clients succeed.

Our range of buy-to-let mortgages are designed to fit the needs of all landlords – from those with a single property to those managing large portfolios. And our UK wide business development team can provide dedicated support and insight, so if you’ve got a case which isn’t quite the norm make sure get in touch. Having the right conversation with the right person can make all the difference. 

 
Our products and services.
We offer mortgages for various property types, including HMOs and multi-unit blocks. And if you’re client is looking for additional funding, we can provide further advances or refurb-to-let funding to help them achieve their property goals – whether it’s expanding their portfolio or making energy efficiency or minor improvements. 

So, if you’re client is buying, remortgaging, or renovating, we have flexible options to help their investments thrive. 

Why choose us?
Comprehensive product range:
  • Mortgages for various property types, including HMOs and multi-unit blocks
  • Refurb-to-let options with 6-month refurbishment period
  • Further advances for energy improvements and property expansion
Flexible lending criteria:
  • Up to £4million per property and £10 million aggregate per borrower
  • Lending for individuals, Limited Company SPVs, partnerships and LLPs
  • No restriction on background portfolios
Specialist support and complex cases:
  • Financing for complex properties, including HMOs with up to 20 rooms and MUBs with up to 35 units
  • Pre-application property assessments and low minimum property value of £75,000
  • Online tools: documents and calculators at your fingertips

Proc Fees

Product Gross Net Gross Min
All products 0.55% 0.50% £300
Minimum gross fee is £300, with a minimum net fee £270
Further Advances 0.55% 0.50%
Product Transfers 0.43% 0.40%
Refurb to Let 0.80% 0.75%
Paragon-Bank

Links

Email us
Intermediary portal
Buy-to-let product guide
Affordability calculator
Switch and further advances
Lending criteria
Documents
FAQs
Mortgage Blogs
LinkedIn
 

How to Register

Registering for the first time:

Please click here to register. Make sure that you specify Paradigm as your payment route in "further details that may assist your registration"

Add Paradigm as payment route:

If you are already registered with Paragon and wish to switch your payment route to Paradigm, please email [email protected]
copying in Sally Wright ([email protected]) when requesting the change.