Turning property ambitions into reality.
At Paragon Bank, we’ve been guiding landlords through the buy-to-let landscape for over 25 years.We understand that property investment can be complex, which is why we offer more than just mortgages – we provide the knowledge and expertise to help you and your landlord clients succeed.
Our range of buy-to-let mortgages are designed to fit the needs of all landlords – from those with a single property to those managing large portfolios. And our UK wide business development team can provide dedicated support and insight, so if you’ve got a case which isn’t quite the norm make sure get in touch. Having the right conversation with the right person can make all the difference.
Our products and services.
We offer mortgages for various property types, including HMOs and multi-unit blocks. And if you’re client is looking for additional funding, we can provide further advances or refurb-to-let funding to help them achieve their property goals – whether it’s expanding their portfolio or making energy efficiency or minor improvements.So, if you’re client is buying, remortgaging, or renovating, we have flexible options to help their investments thrive.
Why choose us?
Comprehensive product range:
- Mortgages for various property types, including HMOs and multi-unit blocks
- Refurb-to-let options with 6-month refurbishment period
- Further advances for energy improvements and property expansion
- Up to £4million per property and £10 million aggregate per borrower
- Lending for individuals, Limited Company SPVs, partnerships and LLPs
- No restriction on background portfolios
- Financing for complex properties, including HMOs with up to 20 rooms and MUBs with up to 35 units
- Pre-application property assessments and low minimum property value of £75,000
- Online tools: documents and calculators at your fingertips
Working with us
We know that every application is different, but we believe that following these four steps, and working closely with us, can significantly reduce the time from application to offer.As well as making landlords lives easier, we are committed to continually improving the intermediary experience, and regularly reviewing and enhancing our services.
We created the intermediary portal with real time alerts and case tracking, product search, mortgage illustration functionality and document management, all with our intermediaries needs in mind. You can log in and apply for any of our buy-to-let products in one place, using a single sign on. The authorised users function allows you to share one or all of your cases with other intermediaries and your admin team for a more streamlined process.
If you’re not already registered to use our portal, you can do so here.
Our commitment to sustainability
Committed to raising standards in the Private Rented Sector (PRS), Paragon is committed to achieving net zero by 2050, with green mortgage incentives supporting landlords applying for funding on properties with an EPC rated A-C. We are also actively working towards retrofit options to support customers whose property EPC rating is below a C, in order to help them upgrade their properties and EPC ratings
Proc Fees
| Product | Gross | Net | Gross Min | |
|---|---|---|---|---|
| All products | 0.55% | 0.50% | £300 | |
| Minimum gross fee is £300, with a minimum net fee £270 | ||||
| Further Advances | 0.55% | 0.50% | ||
| Product Transfers | 0.40% | 0.37% | ||
| Short term finance | 0.75% | 0.70% | £300 | |
- 03458 494040
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Links
Email usIntermediary portal
Portfolio Guide
Portfolio Calculator
Non-portfolio Guide
Non-portfolio Calculator
Switch and further advances
Lending criteria
Documents
FAQs
Mortgage Blogs
How to Register
Registering for the first time:
Please click here to register. Make sure that you specify Paradigm as your payment route in "further details that may assist your registration"Add Paradigm as payment route:
If you are already registered with Paragon and wish to switch your payment route to Paradigm, please email [email protected],
copying in Sally Wright ([email protected]) when requesting the change.
THIS SITE IS FOR PROFESSIONAL INTERMEDIARY USE ONLY AND NOT FOR USE BY THE GENERAL PUBLIC.
Useful Links
Paradigm Mortgage Services LLP
Office address: 1310 Solihull Parkway, Birmingham Business Park, Birmingham B37 7YB
Registered in England and Wales. Company No: OC323403. Registered Office: Paradigm House, Brooke Court, Lower Meadow Road, Wilmslow, SK9 3ND
Paradigm Mortgage Services LLP is a Limited Liability Partnership.