For more than 50 years, Hodge has helped its customers achieve their financial goals with the skills and knowledge to ensure it creates products and processes for the moments that matter.  

Over the years it has created specialist mortgage products to support borrowers who don’t fit the mould. It has used its experience to grow its product offering to better serve brokers and customers alike. 

Whether it’s with their personal mortgage, savings, or as a commercial client, Hodge supports thousands of customers across the UK.

Hodge’s Commercial clients can expect tailored solutions to suit their needs, whether that’s for development finance, residential and commercial investment or bridging options. While Hodge’s Savings team works hard to support customers who want to future-proof their finances.

Hodge is 79% owned by the Hodge Foundation, a charity supporting welfare, medical and academic endeavours.
 

Paradigm members get semi-exclusive access to Hodge’s Professional Mortgage!

Helping professional customers climb the property ladder and career ladder at the same time.
 

Criteria

• Age 21 to 50 at application, servicing a range of newly qualified and established professionals
• Up to 6 x LTI at 80% LTV and up to 5 x LTI at 90% LTV, including income from a non-professional joint applicant
• Newly qualified professionals accepted from day 1
• Earned income accepted up to retirement age 75
• Minimum income £30k or £50k joint (if only one applicant is a professional, they must meet the minimum £30k)
• 100% of verified income considered, including retained profit
• Barristers accepted during Pupillage with affordability based on chambers projections 
• Foreign nationals’ resident in the UK for 18 months considered, max 80% LTV + 2 years remaining on tier 1 or 2 visa subject to individual review

Proposition 

• A bespoke service designed to deliver individualised mortgage solutions
• Experienced and dedicated BDM 
• Underwriters who understand the complexities and challenges of professional income   
• All applications manually assessed on a case-by-case basis

You can access full product information, downloadable resources and case studies via Hodge’s exclusive pilot website by clicking here.