The Family Building Society do not believe in a ‘one size fits all’ approach to lending and will work with you to find mortgage solutions for your clients regardless of their circumstances.
They’re focused on delivering innovative and flexible products to meet the needs of the modern family across all generations and individuals not well served by the mass market.
Why choose them?
They’re focused on delivering innovative and flexible products to meet the needs of the modern family across all generations and individuals not well served by the mass market.
Why choose them?
- Human underwriters – not computers
- Flexible criteria
- No credit scoring
- FTB
- Landlords
- Self-employed
- Expats
- Max age 95 at end of mortgage
- Pension pots utilised even if not drawing down on them
- Earned income up to age 70 (75 professional) and pension/non earned’’ income beyond that
Proc Fees
Product | Gross | Net | Gross Min | Gross Max |
---|---|---|---|---|
Owner Occupier | 0.42% | 0.40% | £189 | No Max |
BTL | 0.52% | 0.50% | £234 | No Max |
Further Advances | 0.27% | 0.25% | £5.40 | No Max |
Offset Mortgage | 0.52% | 0.50% | £234 | No Max |
Family Mortgage | 0.57% | 0.55% | £256.50 | No Max |
Ported | 0.15% | 0.14% | ||
Retention (Offset Mortgage) | 0.52% | 0.50% | ||
Retention (Family Mortgage) | 0.57% | 0.55% | ||
Retention (Buy to Let) | 0.52% | 0.50% | ||
Retention (Owner Occupier) | 0.42% | 0.40% |
How to Register
Registering for the first time:
Please visit their website to register.Add Paradigm as payment route:
Contact their mortgage helpdesk on 01372 744155.