Whether your clients are first-time buyers or returning to the property market, it’s important for them to protect one of their most valuable assets; their home.

MortgageSafe is our accessible, flexible, affordable policy, that protects mortgage repayments if your client has an accident or is ill and can’t work, so isn’t earning their usual income as a result.

MortgageSafe makes your client’s monthly repayments from the first day they’re unable to work. There’s a short four-week waiting period, no underwriting on our accident-only policies, and our accident and illness policies are available for 12- or 24-months. What’s more, it can cover 110% of the monthly repayment value, up to a maximum of £1,500.

More confidence for more clients

Everyone should have a financial safety net in case the unexpected happens, but there are some who need it more than others. If any of your clients:

• Have a limited protection budget
• Have little or no sick pay, or only get statutory sick-pay
• Don’t have much in savings
• Have a low disposable income
• Have a pre-existing medical condition

… MortgageSafe could provide the financial protection they need to keep paying their mortgage.

MortgageSafe also offers Optional Child Cover:

Families can choose to add Optional Child Cover onto their policy for an additional £3 per month.

It isn't linked to the mortgage. It’s simply there to help families get back on track and manage any unexpected costs associated with child accidents and illness.

MortgageSafe at a glance:

• A unique simplified income protection proposition
• With three simple cover levels
• Has a smooth, digital application with immediate cover available
• Features a simplified set of 5 health underwriting questions and no financial underwriting
• Offers a straightforward claims process
• Includes Optional Child Cover for families

To find out more, download the MortgageSafe brochure here.

Discover more about MortgageSafe

Core Cover

EverydayProtect is the essential protection policy that completes your clients' protection packages. It’s the flexible, budget-friendly policy that can protect individuals and their families against the risks they face every day.

EverydayProtect provides financial support 24/7 worldwide for a range of accident and health risks, including broken bones, non-accidental death, and UK hospitalisation – which also covers sickness once cover has been held for at least 12 months, and pregnancy-related complications for hospital stays of at least four complete and uninterrupted days.

Optional cover

Because of the range of optional cover available, tailoring protection to your individual clients is really straightforward. Options include:

• Child Cover for those with children
• Active Lifestyle Cover which covers accidental dislocations, tendon ruptures, and ligament tears for clients who are more physically active
• To find out more, download the EverydayProtect brochure here.

   

  With EverydayProtect, clients can claim for multiple injuries, and the number of claims they make won’t affect their policy or premium in the future.

  EverydayProtect offers:

  • Simple, non-underwritten accident and illness policies
  • Budget-friendly cover starting from just £10 per month
  • Additional cover options start from just £1 per unit per month
  • A straightforward claims process, with prompt lump-sum payments
  • A smooth digital application process, with immediate cover available
  • Entry between 18^th and 65^th birthdays
  • Cover until the client’s 75^th birthday
  • Access to MetLife's Wellbeing Support Centre

  Discover more about EverydayProtect

  For the latest literature, guides and testimonials click here.

At MetLife we pay an average of 95 accident and illness claims every day*

To find out more, download our interactive Claims Case Study Booklet here.

Speak to the team about how you can get started:
Call us: 0800 917 2221 or email us: [email protected]

Please state that you are a Paradigm Protect member. Your dedicated MetLife Account Manager will contact you to set up your MetLife agency.