Legal & General

Our goal is simple – we want to protect as many people as possible from life’s unexpected events.

At Legal & General everything we do starts with you, the intermediary. We listen and we learn. We design products and services so we can deliver more for you, and you can deliver more for your clients. Just like you’re there for your clients, we’re here for you.

Our Purpose: We’re a reliable, trusted partner. We help to protect your clients and create brighter financial futures. 
Our Products: A range of protection products that anticipate your clients’ needs.
Our Service: We help your business grow by providing more for you and more for your clients.
Our Team: Making it easier for you to advise your clients.

Overview

Designed to help protect your clients and their families, L&G’s range of products help protect the things that matter most.

Life Insurance - Critical Illness Cover  - Income Protection Benefit - Rental Protection Plan - Business Protection

We also offer

Low Start Income Protection – Executive Income Protection – Critical Illness Extra - Key Person Income Protection – Umbrella Benefits
 

What is Umbrealla Benefits?

It’s our package of five added-value services and optional benefits that are ready to help protect against the unexpected – like carrying a brolly in case of rain.

Wellbeing Support - Gives your clients access to a registered nurse from RedArc Assured Limited, for personalised help at the end of the phone. Some of the situations that nurses can support with include menopause, mental health support, recovery from illness or injury and financial support.

Access is included as standard across all protection products. 

Rehabilitation Support Service- It gives your clients access to our in-house team of specialist healthcare professionals, who’ll support their quicker return to health and work.

Included as standard across income protection products.

Fracture Cover- If your clients have an accident and sustain one of the 30 specified injuries, they can make a claim to receive a cash sum. The pay-out could help meet some of the extra bills associated with the injury.

Available at an additional cost of £5.90 a month.

Care Concierge - A free service which gives your clients access to a confidential telephone advisory service to help them understand, find and fund later life care most suitable to their needs.

To find out more about Umbrella Benefits, and what is and isn’t covered, visit our Umbrella Benefits web page.

Keep learning

Personal professional development is a must for every successful adviser. Not only does the FCA insist on at least 35 hours of CPD a year for those advisers in the retail market, but it makes sense to stay current, so you can give your clients the best service possible.

We offer regular live webinars throughout the year. All we need is your name, email address and Legal & General agency number. Select the day that suits you best and follow the instructions.

Enrol in webinars

We also offer a selection of workshops which you can ask your dedicated sales team about.

Useful tools

Our Research

State of the Nation - The report gathers insights from small and medium size businesses about the potential risks they may face, their awareness of risks, and how they as a business could mitigate them.

Key findings:

• 75% of businesses have some form of business dept
• 59%  would cease trading within 12 months of losing a key person
• 73% of businesses had taken out Business Protection following advice

Key findings:

• How long it would take someone to reach the ‘breadline’ if they lost their income
• What’s preventing your clients from engaging with their financial plans
• How client buying behaviours are changing in response to the cost of living crisis

Download the report

The secrets of protection success - Learn the secrets of protection success from advisers, for advisers. Are you ready to become a top protection seller? Our latest research, The Secrets of Protection Success, shares the winning formula used by some of the industry’s top protection advisers, designed to help you achieve better outcomes

Download the report

Our claims

Statistics are more than just numbers.
In 2022, Legal & General paid out over £883 million in individual protection claims supporting 17,768 customers and their families. Over £3.8 billion paid out in total over the last five years.

Access claims stats
Claims videos

For Enquires

For sales enquiries – our team of field and telephony-based Business Development Managers, will now be even better placed, to help your members grow their protection business.

Call us – 03450 705020 (Monday to Thursday 9.00am to 5.00pm and Friday 9.00am to 4.00pm)
Email us – [email protected]

For service enquiries - Dedicated Partner First Team - Your team looking after all your new business pipeline and existing business queries.

Call us – 0370 024 0041 (Monday – Friday 9am-6pm)
Email us – [email protected]
Webchat – Chat online with your dedicated new and existing business support teams for queries regarding protection policies. Live chat is available Monday – Friday, 08:00 - 17:00 (type “PFST” and click launch chat to join your prioritised queue) Access via OLPC

Our Pre-sale Underwriting Team enhanced pages provide you with easier access to their Pre-sale Underwriters, online tools and a new pre-submission form, helping you attain your indication of terms

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