Octopus Investments

About Octopus Investments


For professional advisers and paraplanners only.  Not to be relied upon by retail clients. 


Founded in 2000, Octopus Investments set out to be a financial services company with a difference, and one that put its customers first. Today, Octopus Group manage more than £12.8 billion funds under management.¹

From the very beginning, we’ve invested in the people, ideas and industries that can change the world and unlock a brighter tomorrow.

We built our expertise in spaces that make a real difference in financial planning. And we have designed investments that drive money into those sectors we truly believe in.

Where we invest

  • Renewable energy: As of July 2022 Octopus Investments were one of the largest investors in wind and solar farm², paving the way for a greener future.

  • Smaller companies: We’re supporting entrepreneurs and driving the economy, turning small businesses into big ones.

  • Healthcare: We’re helping to build state-of-the art care homes, retirement communities and other healthcare facilities.

  • Property: We finance property investment, helping the UK economy grow by releasing housing stock for redevelopment.

We’re proud to be a certified B Corporation ©

Being a B Corp means our social and environmental performance, accountability and transparency have been assessed and certified. We strongly believe that there is no trade-off between ‘doing good’ and making money, and our business can pursue purpose as well as profit. We care about how we do business.

Visit our website to find out more about our products and ways we can help.

Find your local Business Development Managers
Our Business Development Managers work closely with financial advisers and wealth managers.

They’ll work with you to find effective solutions for your clients and to help you grow your business. Our field-based BDMs can come and see you in person, discuss your clients’ needs and can even join your client meetings. For the last nine years running, advisers have awarded Octopus
Business Development Managers five-stars for service at the Financial Adviser Service Awards. So you know you’re in good hands.

Get in touch with your local Octopus Business Development Manager or call 0800 316 2067.

Alternatively, contact Julie Greenwood, Strategic Partnerships Manager for Octopus Investments.

“Octopus Investments are delighted to work in partnership with Paradigm Consulting. We have enjoyed a relationship since 2009 and have worked together to create awareness of how tax planning solutions can meet client needs, address the duty of care to the client, and deliver commercial opportunities for advice firms. We are excited by the opportunities in 2023.”
Julie Greenwood, Strategic Partnerships Manager

Investments
Business Relief
Octopus is the largest manager of investments that qualify for Business Relief (BR)3. BR-qualifying shares that have been held for at least two years and are held at the time of death can be left to beneficiaries free from inheritance tax.

To get an idea of which of your clients can benefit and by how much, use our residence nil-rate band calculator to estimate how much inheritance tax is likely to be due on a client's estate.

If you're interested in a specific product, you can find out more on the relevant page:
Enterprise Investment Scheme
Octopus has a long-established history of investing in smaller companies and is regularly approached by talented entrepreneurs who need funding to help them scale up.

Investing in early-stage businesses that are EIS-qualifying gives investors the opportunity to claim a number of tax reliefs alongside their investment, such as 30% upfront income tax relief, tax-free growth, and loss relief. The government offers EIS tax relief to encourage investment into early-stage businesses with high growth potential. Of course, ambitious growth means taking on significant risk.

If you're interested in an EIS product, you can find out more on the web page:
Venture Capital Trusts
Octopus is the UK’s largest manager of Venture Capital Trusts4. VCTs offer investors access to some of the UK's most exciting, high-growth small businesses.

As an incentive for taking on the risk of investing in early-stage companies, VCTs offer several tax benefits, including income tax relief.

This makes VCTs a flexible planning tool that can be used to help a broad range of clients, including landlords, self-employed business owners and anyone affected by restrictions to pension contributions.

If you're interested in a specific product, you can find out more on the relevant page:
FP Octopus UK Micro Cap Growth Fund
UK investors looking for long-term growth have some great opportunities on their doorstep. Octopus has one of the most experienced investment teams specialising in smaller UK companies and is one of the biggest investors on the Alternative Investment Market (AIM).
The FP Octopus UK Micro Cap Growth Fund invests in a portfolio of 60-90 smaller companies listed on the London Stock Exchange or AIM.
If you're interested in the fund, you can find out more on the web page:
FP Octopus UK Multi Cap Income Fund
Investors targeting an attractive dividend yield should look beyond the FTSE 100 and consider a fund that invests across the market cap spectrum.
The FP Octopus UK Multi Cap Income Fund targets income alongside capital growth. The Fund complements more traditional UK equity income funds by investing in small and medium-sized companies alongside some of the UK’s largest and most profitable names.
If you're interested in the fund, you can find out more on the web page:
FP Octopus UK Future Generations Fund
We’re targeting long-term capital growth by focusing on investing in companies, aligned with our sustainable investment themes, which are solving problems for the planet and people.
The fund will invest in and provide support to businesses which look to contribute to solving problems within our three strategic investment themes: building a sustainable planet, empowering people and revitalising healthcare. The fund is aligned with the United Nations Sustainable Development Goals.
If you're interested in the fund, you can find out more on the web page:
Octopus Money
Part of the Octopus Group, Octopus Money is a group of passionate people on a mission to transform lives by bringing friendly financial planning to millions across the UK.

We appreciate it can be commercially challenging to serve clients with lower asset values, and 
we are delighted to work with financial advice firms, to acquire books of smaller clients. 

Using a combination of coaches and automated advice technology, our team has built a new methodology for a segment of customers that many firms find difficult to serve. Octopus Money customers will have access to a financial coach, cashflow modelling tool, regulated digital advice, investment solutions, and a portal to keep up to date with their investments - all for a TER of 1.15%, and no upfront charges.

To see how we can help you, and your smaller clients please reach out to [email protected] or look at our webpage.
 
Useful resources
Key risks to keep in mind:
Capital at risk: The value of an investment, and any income from it, can fall as well as rise. Investors may not get back the full amount they invest.

Tax treatment: Tax treatment depends on an investor’s personal circumstances and may change in
the future.

Qualifying status: Tax reliefs depend on the VCT or portfolio companies maintaining their qualifying status.

Volatility and liquidity: VCT, unquoted and AIM-listed shares could fall or rise in value more than other shares listed on the main market of the London Stock Exchange. They may also be harder to sell.

Minimum holding periods: BR, VCT and EIS investments have minimum holding periods. If shares are sold before the minimum holding period, reliefs claimed may have to be repaid. Other reliefs may no longer be available.

Fees will be deducted from capital: For the FP Octopus UK Multi Cap Income Fund, fees will be deducted from capital, which will increase the amount of income available for distribution. However, this will erode capital and may hinder capital growth. Yield is not guaranteed.

 

1 Octopus to 31 December 2022. Funds Under Management data includes undrawn commitments, funds under advisory mandates and funds monitored. It also includes funds under the management of Octopus Renewables Limited
2 Top 50 European Solar Portfolios 2022, Solarplaza Summit Asset Management Europe, 12 July 2022
3 By funds under management. Comprehensive Analysis of Business Relief Offers, Tax Efficient Review, 1 March 2023.3 By funds under management. The Association of Investment Companies, 24 March 2023
4 2021 Annual Interactive Global League Tables, PitchBook, 4 March 2022
 

Octopus investment products are not suitable for everyone. Any recommendation should be based on a holistic review of your client's financial situation, objectives and needs. This communication does not constitute advice on investments, legal matters, taxation or any other matters.
Regarding VCTs, this advertisement is not a prospectus. Investors should only subscribe for shares based on information in the prospectus and Key Information Document (KID), which can be obtained from octopusinvestments.com.
Regarding the FP Octopus UK Micro Cap Growth Fund or FP Octopus UK Multi Cap Income Fund, investors should read the prospectus and Key Investor Information Document (KIID) before deciding to invest. The Authorised Corporate Director of both funds is FundRock Partners Ltd which is authorised and regulated by the Financial Conduct Authority no. 469278, Registered Office: Cedar House, 3 Cedar Park, Cobham Road, Wimborne, Dorset BH21 7SB.The Prospectus, KID, KIID, SID, application forms and product brochures for the products above are available in English at octopusinvestments.com
Issued by Octopus Investments Limited, which is authorised and regulated by the Financial Conduct Authority. Registered office: 33 Holborn, London, EC1N 2HT. Registered in England and Wales No. 03942880. Issued: March 2023. CAM012887

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Paradigm Consulting is a trading name of Paradigm Partners Ltd
Office address: Paradigm Partners Ltd, Paradigm House, Brooke Court, Wilmslow, Cheshire, SK9 3ND
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